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Terms of Service & Conditions

Please review these terms carefully before downloading, installing, or using the Beacon software and fraud screening services.

Last updated: March 2026
Important legal notice

By installing or using the Beacon Software or Service, you (the “Client”) agree to be legally bound by this Agreement. If you do not agree, do not install or use the Service. You hereby waive any requirement under any jurisdiction that requires an original non-electronic signature, to the extent permitted under applicable law.

01

Definitions and interpretation

In this Agreement, capitalized terms have the meanings designated below:

Data Protection Laws

All binding laws governing data privacy, including GDPR (EU) and the Japanese Act on the Protection of Personal Information (APPI).

Service

The fraud screening, risk scoring, and chargeback mitigation services performed by Lizuna for Card-Not-Present (CNP) eCommerce transactions.

Software

Lizuna’s proprietary technology, Shopify application extensions, algorithms, and APIs designed for automated risk management.

Submitted Transaction

A card-not-present order submitted by Client to Lizuna for automated review and risk assessment.

Transaction Information

Any data (including Personal Data, billing/shipping records, and carrier telemetry) provided to Lizuna in connection with an order.

02

License & supply of service

Subject to compliance with this Agreement and fee payments, Lizuna grants Client a limited, personal, non-exclusive, revocable, non-transferable license to install and use the Software solely for internal store operations.

Lizuna reserves the right to maintain, upgrade, or temporarily interrupt the Service for security patches or infrastructure enhancements.

03

Transaction advisory notes & recommendations

Lizuna evaluates transaction telemetry to generate an automated recommendation (Accept, Hold, or Decline).

The Client maintains sole discretion whether to fulfill or refund any submitted order. Lizuna’s advisory note serves as risk intelligence and does not guarantee that a transaction will never result in a dispute or chargeback.

04

Client obligations & acceptable use

The Client represents and warrants that it operates a bona fide eCommerce store in compliance with payment card rules and consumer protection laws.

The Client shall not reverse engineer, decompile, or copy the proprietary algorithms of the Software, nor use the Service to transmit unlawful data.

05

Fees, billing & subscription terms

Clients agree to pay service fees corresponding to their selected plan (Basic pay-as-you-go at $0.03/order, Plus Tier monthly base fee plus discounted volume rate, or Enterprise contract pricing).

Fees are processed via the Shopify Billing API or agreed corporate invoicing. All fees are exclusive of applicable taxes unless stated otherwise.

06

Intellectual property rights

All intellectual property rights, trademarks, patents, algorithms, and trade secrets in the Software and Service remain the exclusive property of LIZUNA Co., LTD.

07

Confidentiality

Each party agrees to safeguard the other party’s proprietary information using reasonable commercial and technical security standards.

08

Data protection & security

Lizuna processes Transaction Information in accordance with its Privacy Policy, GDPR Article 28 data processor obligations, and the Japanese APPI.

09

Warranties & disclaimers

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. LIZUNA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

While Beacon uses multi-layered machine learning to maximize detection accuracy, Lizuna does not warrant that the Service will prevent 100% of all fraudulent orders.

10

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LIZUNA SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

LIZUNA’S AGGREGATE LIABILITY SHALL BE LIMITED TO THE TOTAL FEES PAID BY CLIENT TO LIZUNA IN THE THREE (3) MONTHS PRECEDING THE CLAIM.

11

Term & termination

Clients may terminate this Agreement at any time by uninstalling the Software from their Shopify administrative console.

12

Governing law & jurisdiction

This Agreement is governed by the laws of Japan (or New York, USA for US contracts). Disputes shall be submitted to the exclusive jurisdiction of the Tokyo District Court.

Schedule 1: Payment network fraud reason codes

Beacon risk rules continuously evaluate orders against payment network chargeback classifications:

Visa #37Fraudulent Transaction: No Cardholder Authorization
Visa #40Fraudulent Processing of Transactions
Visa #57Fraudulent Multiple Transactions / Telephone Activation
Visa #63Cardholder Does Not Recognize Potential Fraud
Visa #83Fraudulent Transaction: Card Not Present (CNP)
Mastercard #8Required Authorization Not Obtained
Mastercard #37No Cardholder Authorization
Mastercard #63Cardholder Does Not Recognize Transaction
AMEX A02No Authorization / Invalid Approval Code
AMEX F29Fraudulent Transaction: Card Not Present
Discover UA02Fraud Card Not Present Transaction

Schedule 2: Service delivery & review standards

Beacon delivers automated order evaluations within seconds of checkout submission. Two-Way SMS and email verification challenge tokens remain valid for up to 72 hours.

Orders fulfilled prior to review submission or submitted more than 7 days following creation may be exempt from automated review guarantees.